Products
Excess Property: Coverage That Stands Above.
FLEXIBLE EXCESS PROPERTY SOLUTIONS
Ardellis delivers dependable Excess Property solutions backed by a Financial Strength Rating of A (Excellent), Financial Size Category VII rating from AM Best with a flexible underwriting approach and coverage limits up to $5 million. We provide tailored protection for complex risks across various industries while offering financial stability, responsive service, and practical solutions to help safeguard challenging property placements.
- AmBest Financial Strength Rating A (Excellent), Financial Size Category VII Carrier
- Flexible underwriting approach
- Excess Property coverage – maximum $5 million limit
- Additional limits possible with FAC
- Minimum Attachment Point: $5,000,000
- Minimum Premiums (depending on class)
- $7,500 – $10,000 per policy
- Habitational
- Wood Products
- Senior Living Facilities
- Food & Animal Processing
- Mercantile/Retail
- Healthcare – Hospitals & Clinics
- Office Buildings
- Public Entities – Municipalities & Schools
- Hotel/Motel
- Restaurants
- Light Manufacturing & Warehousing
- Occupancy description
- Five years currently valued ground up loss experience
- Target layering & pricing with expiring carrier information
- Complete SOV with COPE data
- Any previous loss control inspections
Excess Casualty: A-Rated Strength. Tailored Coverage.
FLEXIBLE EXCESS CASUALTY SOLUTIONS
Ardellis delivers reliable Excess Casualty solutions backed by a Financial Strength Rating of A (Excellent) Financial Size Category VII rating from AM Best with a flexible underwriting approach and coverage limits up to $5 million. We provide tailored coverage with a commitment to deliver financially strong, responsive protection designed to fit your business needs.
- AmBest Financial Strength Rating A (Excellent), Financial Size Category VII Carrier
- Flexible underwriting approach
- Excess Casualty over Captive programs
- Up to $5 million in limits available
- Minimum Underlying Limits
• Automobile: $1M combined single limit
• General: $1M / $2M / $2M / $1M
• Employer: $1M / $1M / $1M
- Minimum Premiums (depending on class)
• $7,500 – $10,000 per policy
- Wood Products
- Contractors/subcontractors
- Light Manufacturing
- Food processing
- Mercantile/Retailers
- Education
- Religious Organizations
- Hotel/Motel
- Restaurants
- Real Estate
- Chemical Manufacturing
- Aviation
- Liquor Liability
- Auto primary operations
- Summary of operations, exposures, and ownership for all named insureds
- Ten years currently valued ground up loss experience
- Completed Accord Forms (including vehicle and exposure details)
- Underlying policies or proposals
- Supplemental applications (certain classes)
- Loss Control reports or inspections (certain classes)
- Target attachment, limit, and pricing
Medical Stop Loss: Reliable Protection. Predictable Costs.
PROTECTION FOR SELF-FUNDED EMPLOYERS
Ardellis provides medical stop loss coverage designed to protect self-funded employers from catastrophic or unpredictable healthcare claims. This coverage reimburses employers for medical expenses that exceed an established limit, allowing them to manage costs while maintaining financial security
- Specific and aggregate stop loss protection
- Designed for mid-sized and large self-funded employer groups
- Supports cost containment while safeguarding against large claims
- Underwritten with the same commitment to flexibility, responsiveness, and long-term broker partnerships that define every Ardellis product
HOW TO WORK WITH ARDELLIS
To learn more about our underwriting appetite or to submit a risk for consideration, please contact our team at [email protected]
